damien@dmfinancialservices.com.au

Finding a reputableFinancial Planner who understands your needs and can make the right recommendations is important. The following are the top 6 actions of a good Financial Planner: Defining their level of service The first thing your Financial Planner should do, is explain the process they will use to help you achieve ... Read More

As Financial Advisors,we see many clientsmake the common financial mistake of spending more than they earn.Whether your cashflow is difficult to track, your yearly expenses fluctuate, or you simply feel that it’s all too hard, that’s why we’re here to help.Here are our top four tipsinmanaging your cashflow better: Create a ... Read More

Over Spending If you’re a young adult, unfortunately that puts you in the age group most guilty of over spending. Why? Because once you hit your 20’s and start earning some decent money, the first instinct to kick in is to spend it and do the things you always wanted to ... Read More

There are many ways in which a financial planner can help you get your finances under control and cash flow is an important aspect of that. Some people can manage these things on their own, whereas others may need a little helping hand from an independent financial planner. Determine Spending vs ... Read More

Estate planning is an important part of your overall financial plan. It decides how your assets will be distributed amongst your beneficiaries when you pass away. When managed correctly, estate planning can benefit your loved ones greatly by tax effectively protecting the assets and inheritance you pass on. Many people confuse ... Read More

When it comes to transparency, there is really no competing with a self-managed super fund. Transparency is a key factor that drives people to make the change from retail and industry funds to SMSF’s, in particular those of us who are heavily involved in retirement planning and wealth creation. It’s easy ... Read More

It’s no secret that self-managed super funds give you greater choice over your super and retirement planning. Let’s take a look at some of main ways in which SMSF’s allow you to take control of your money. Investment Choice Self-managed funds put choosing where to invest your money into your own hands, ... Read More